How mPayment Platforms Can Help Your Retail Segment?

Today, mobile payments have grown past just money transfers to utility billing, mobile pay parking, NFC payments and international remittances. In this scenario, how is mobile retail poised to grow? And how do ordinary businesses use them to their advantage? These are some of the questions we ‘will be looking at in this article.

Readers will know that many retail companies have already rolled out their mPayment platform, and some versions are under test. Added to that, developers too are building retail industry mPayment platforms making it a tough competition in this field.

Mobile payment platforms have always been a talking point at industry gatherings as many see these platforms as the next big thing in payments. On the other hand, consumers have expressed their concerns (many of them on the security front), and many analysts suggest that the only way for application developers to overcome these problems is to exhibit the safety of such a system over time.

The financial industry and leaders of mobile payment industry are also developing a set of guidelines, norms and standards used in business and industry that all participants in the mobile payments market place can work within to ensure simplicity, scalability, security, cost effectiveness and return on investment for merchants and consumers while allowing for competition and innovation among market participants.

Though, there are already a large number of mobile users who are able to pay at point-of-sale with their mobile devices, but the announcement of various mobile payment applications every next day is bringing mobile payment platform closer to making it a next big thing.

Next generation mWallet envisions the latent potential of the mobile payment platform. So it has developed integrated business solutions for the retail industry that provide customized and value-added services enabling them profitably grow their businesses.

Next generation mobile payment solution is a unique, smart mobile payment platform that intelligently implies current wallet functions so that consumers are no longer required to carry a physical wallet – just their Smartphone with the next generation mobile payment application installed and configured. Next generation mWallet lets consumers use their mobile phones to pay for goods and services anytime and anywhere.

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Selecting the Right Mobile Developer for Your Organisation

Trying to create mobile apps on your own? Have advanced coding and platform knowledge? If the answer is no, have no doubt your development isn’t going to even start. The best thing to do would be to hire an expert developer, qualified, experienced, who would be able to map your requirements into business processes and execute them within a timeline. But how do you choose the right developer, one that gives you the right mix of competence and innovation to help you stand out in the mobile world?

Duration of experience:

Please don’t think for a moment that we believe youngsters cannot be great developers. Many of them are. But, what you’re hunting for is a full-time developer and it is ideal to look for someone who has at least 3-4 years of practical industry experience. Go through his or her references carefully and question him on his precise job responsibilities in the earlier organizations.

Familiarity with mobile platforms:

 

Unless your organization is exclusively into Android or iOS app development, it wouldn’t be advisable for you to hire a developer who has experience exclusively in any one platform. Instead it would be prudent if you hired someone who is familiar with all mobile platforms.

Examples of the developer’s work:

 

Quantity, in this case the candidate’s work experience, does matter, but the quality matters more. You need to find out the quality of his work in his previous organizations and find out more about the apps that he has created or successfully contributed to. Remember: There has to be no doubt whatsoever that the said apps were indeed developed by the candidate.

 

Ability to think beyond coding:

To be able to make a mark in any mobile application development company, a developer needs to have a vision of how their creations are going to benefit the end-users. Find out how the job-applicant plans to incorporate user-friendly features in the apps he would be creating. Proficiency in coding is, of course, necessary – but that is not sufficient for making a developer really suitable for your company.

App-monetization

 

Your developer must be able to incorporate appropriate monetization and pricing plans for the applications. If ads are to be displayed on the apps, he has to come up with plans for generating revenue from them. Depending on the features of mobile apps, their subscription/download fees have to be determined.

 

Communicability

 

This goes without saying. Communicability is central to any organizational role and it must be so for a developer too. You must be able to reach the developer at any point of time and he should be more than willing to communicate his work to everyone in the organization.

Top 5 Frameworks in JavaScript for Mobile Development

To create application for mobiles, you need to understand and employ a range of technologies and frameworks. From finger-optimized UIs as opposed to mouse cursors to increased bandwidth limits for all devices, mobile devices are moving towards a new paradigm that developers have to adjust to. Chief among the demands of this new paradigm is cross-platform capability.

Cross-platform capability can be realised with a range of JavaScript frameworks. Let’s network look at the top 5 JavaScript frameworks that you should use to build your next mobile application or website.

  1. JQuery mobile

This s a cross-platform framework that simplifies and improves mobile web application development with a mix of CSS3, HTML5 and jQuery into a single framework that is as organized and robust as it is sustainable.

It runs well with all major mobile operating systems such as Android, iOS, Symbian, Blackberry, Palm WebOS, Opera Mini and also all current web browsers. You can directly download it from its sample page.

  1. Zepto.js

This is a JavaScript framework for mobile browsers such as Chrome, Safari and follows a development approach that is simple. This provides for fast and easy app development. Zepto.js takes its syntax from jQuery and does even better as it is only 5 KB, extremely lightweight for an application of its functionality.

  1. mProject mobile framework

This is a mobile HTML5 JavaScript framework that helps you create exciting mobile application quickly, and easily. It is Open Source under the MIT license and provides elasticity required for development. Good examples of the mProject in action are the Kitchen Sink app and the ToDo app. Build commercially viable apps completely for free.

  1. Mobilize.js framework

A HTML5 and JavaScript framework, Mobilize.js converts websites to mobile sites. With this, you can create a mobile site easily based on your prevailing web content. Whether it’s adding mobile support for ecommerce, CMS or other platforms, or adding mobile support for web themes, Mobilize.js comes in handy for the job.

  1. PhoneGap mobile

PhoneGap gives you the freedom to develop mobile apps for Android, iOS, Windows, Blackberry, Bada, Symbian, and Palm WebOS. PhoneGap too is Open Source and allows you to author innate applications and access APIs and app stores. If you intend to take advantage of the core features of Android, iOS and Blackberry SDKs, better go for PhoneGap as its tailor-made for that.

How You Can Execute App Built to Perfection?

How to decide if your mobile app is well-built? How do you know you do not need any external assistance when you build an app amidst all roaming security threats? Irrespective of the Open Source platform under discussion (be it iOS or Android), or other internal mobile app project, a single gifted developer can create simple design and develop the entire app with the available online tutorials, Google searches, and some genuine novelty.

However, it is very important to consult SMEs (subject matter experts) to make sure that the app you build is a successful one that earns you a good profit and satisfies your needs. Are you found wanting in any area where new app development project requires assistance? In this article, we look where you might require external assistance most and why.

Areas where you may require help (specifically on the Execution front)

Multiple Mobile Platforms

It may make sense to build for multiple platforms such as iOS, Android, Windows Phone depending on the type of mobile application you need. Approaching a professional app development company only lets you use a “one-stop-shop” and you can receive valuable advice on the various nuances of each platform too.

Rich Media Tools For User Experience

Features like animations, calculators, Infographics and dynamic data display or visualizations are the best tools that enhance user-experience. Each of these can efficiently execute your vision but anything the same time; can also expose potential errors in the process.

Visual Appeal for Branding

One of the most critical areas for a mobile project is Visual designs. Starting from professional photography, intense branding, illustrations, even videos- to handling visual design on your own without an experienced app developer results in inconsistency.

Complex Back-end Structure

Whether to present data from multiple existing “legacy” systems or to save profile information for your users and customize their interaction with the system or to add e-commerce to your app, you will need to build a back end server system to go with your app for added security measures. This is where you might find the need for external assistance most pressing.

There is no substitute to handle these hurdles. Nerds have and still come up with ingenuous solutions to track issues, identify bugs and troubleshoot them time and again. But for us, building an app that sells must come before everything else and hiring an external firm that specialises in apps won’t be all that bad.

7 Design Mantras to Create Successful Business Apps

In the mobile world, good design is extremely important because of the screen size and the dynamic operating environment. At a time when an app is created almost every minute, how do you design an app that stands out? Well, we give you a set of 7 principles for designing better mobile apps for your business.

1. Don’t just migrate what you have to different platforms because the look and feel should follow the target platform. The functionalities/capabilities may differ from platform to platform so developers need to choose whether to develop the same app or go for related apps instead.

For business apps, the degree of standardization should be more. This is because users need to be assured that they can do what they want to, irrespective of device. The app is the epicentre of experience and one must honour fundamental UI practices before designing something.

2. Take advantage of the mobile ecosystem to think innovatively and creatively. You can use facial recognition to auto-crop on the central focus of the image instead of building views in the asset library. But make sure you don’t clog the limited storage space with images.

3. Take advantage of mobile capabilities such as using the camera to snap images or location services that narrow down the suggestions. Try using sensors to reduce app background effort.

4. Design keeping accessibility in mind. Don’t exert yourself too much trying to make the text readable because after a certain age, human eyes will not anyways be able to read small text. Adaptive design should be used to settings the layout.

5. Ensure clients know the functionality of the app beforehand and how it would actually look. Remember what looks and works well on the web may flop on the mobile. Make sure you show your prototypes in actual context.

6. Graphical metaphors such as analog images, including tape players, TV screens, cameras, pilot lights, find more traction among users; Even CDs. Although iconography allows for universal design, icons confuse users more and look less familiar.

7. Avoid too much of complexity. The user’s environment too, needs to be taken into consideration. Don’t overload the app and try to focus on the core benefit instead.